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Cash is unbeatable!
Cash better. Plenty of places won’t take cards or anything like it. You can also negotiate better with cash. BTW, the exchange rate will always be better in tourist areas than banks in Thailand and definitely better than any currency exchange you can get in your home country.
I always use my debit card and cash in THB and never had a problem.
I’d use travel card or use revolut/transferwise. Better rates.
Cash because many places have no credit card terminals to pay with.