I’ve recently received my invitation to renew my health insurance, I have no idea what everybody else pays – this year $3600 – with $1000 excess – I’m 56 , never claimed . This covers me for SE Asia not worldwide. In the last five years the premium has trebled .Has the cost of treatment here trebled? At the present rate of increase by the time I’m 70 – could be $10000 So would it be more sensible just to put say 5 million into a savings account for any possibility? I’m not going to lose any sleep paying the premium ( I’m a pesky Brit by the way )It just seems crazy paying out for something you may never need – as I was told as a child – always wear clean underwear- you might be run over by a bus tomorrow ( typical British humour )
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Have been in Thailand 10years. Age 45 now. No Health Insurance. 750,000 Baht in Bank for health emergencies.
Excellent health looking after myself with food and exercise: 5/6 a week in the gym, about 1 hr or more. 2-3 km walk at 6 am. Positive outlook on life and health. Additional vitamins – calcium, magnesium, multiple B, D.
For advice I see doctorat Bumrungrad, Rankhamhaeng or, most important. Dr. Google. Two smallish operations so far. I take blood pressure daily and half a Concor(5mg) as required.
Because of my efforts and attitudemy medical age is 10 years less than my passport age.